Since 1890, M&F Bank has served a growing community of clients encompassing parts of three states. From 35 locations and the connected world M&F is delivering a wide array of financial products and services to individuals, businesses, organizations, governments, and churches.
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Published in County Connections Magazine
September 2012
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Many banks offer private, one-to-one service for certain professional classes. Private banking services have traditionally been reserved for physicians, lawyers and dentists. Medical school students and residents, dental school students and law school students are often recruited by private banking firms during their intern/resident programs and at professional functions. These professional profiles are characterized as low risk customers with a lot of earning potential that are most likely to invest in homes, vehicles, college educations for children, retirement funds, etc. These financially enabled, or soon to be financially enabled people have the potential to be great lifelong customers for banks.
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Published in Outdoors in Mississippi
April 2012
Meet Charles Francis II, “Charlie.” He’s a retired high school teacher and principal from the Delta. Once, during a lesson at church on material accomplishments, he was asked about the most valuable possessions he had acquired over the years of his life. Francis replied, “Just three things. Tripp, Mike, and Eddie.” His three sons.
Francis owns 269 acres in Northwest Mississippi. Financially, the only thing that made sense for his family was to lease the land to a farmer to help provide some income. That is, until Francis discovered the Wetland Reserve Program (WRP). By participating in the WRP, Francis’s land not only helps return desperately needed wetlands to Mississippi, he has been able to convert his land into a dream retreat for his family.
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Published in Clinton Courier
Financial success often comes from the recognition of specific opportunities. At the same time, the discovery of opportunity frequently comes from looking beyond the conventional wisdom of the day and taking the time to explore the relevant facts on your own.
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Published in Click Magazine
March 2012
DeSoto County is growing. It seems that nothing can stop it! In times of recession people expect declines, but according to the DeSoto County website (http://www.desotoms.com/businesses/demographics), DeSoto is the number one fastest growing county in Mississippi (2010 census), and in the top 40 fastest growing counties in the nation.
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Published in The Crockett Rocket
March 2012
We are all familiar with the recent news stories of the downturn in the American economy, and especially the shake up of the US housing market. Home foreclosures are at record highs, and house values and mortgage rates are at record lows. In the midst of this tension, we’ve all been waiting for a breath of fresh air to relieve us, and it looks like that break has finally arrived!
“Lending activity is trending upward,” says M & F Bank President Jeff Lacey, “our mortgage department has never been busier.” There is great hope for those in the market for a new home and even those looking for home equity loans. And, one local bank is helping this all happen — M & F Bank.
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